OK this is good news, I just got off the phone with EBAY and YES it is LEGIT. This is something new.
AND YES, NEVER NEVER NEVER click on a link in your email. CLOSE your email, and then open up whatever place contacted you, in my case I opened up a new EBAY link and went to my account and added a bank account. I also spend up a new bank account strictly for ebay sales.
AGAIN, this is NOT a scam, but as a precaution, never just open up a link in an email.